This topic is a really interesting one, and one that is asked by investors on a daily basis. I think we can all agree that a low interest rate on our loan makes us feel like we have "won" and that we have been extremely savvy in being able to secure it. I agree that a low interest rate is something we should certainly be considering, but there are a few traps to look out for if you are looking to refinance with a new lender on the basis of making a saving.
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